How to Refinance Your VA Loan with Mr. Cooper in Folsom
Want to reduce your monthly mortgage payments? a VA IRRRL with Mr. Cooper in Folsom can help service members, veterans, or surviving spouses get a lower interest rate. How does a VA IRRRL work, you might ask? And what exactly are the eligibility requirements? Mr. Cooper’s VA IRRRL Refinance in Folsom is exclusively for service members, veterans, or their surviving spouse who purchased their home using a VA loan. How a VA IRRRL works: your current mortgage through your VA Home Loan is refinanced into a loan with new terms. You usually don’t need to get a property appraisal — saving you time and money — and underwriting is typically quicker than a conventional loan.* What’s more, with Mr. Cooper as your home loan ally, you have one of the nation’s largest servicers on your side! Contact Mr. Cooper in Folsom today to learn more about a VA IRRRL.
A VA IRRRL with Mr. Cooper in Folsom Could Lower Your Mortgage Payment
The true benefit of refinancing a VA Home Loan? There’s typically a decrease for homeowners with their mortgage payments. If you’re exploring a VA IRRRL with Mr. Cooper in Folsom, you could be eligible for the loan without paying any cash out of pocket!* While you may see a funding fee during the application, generally it can be worked into the loan terms.* Work with one of our home advisors and find out how a VA IRRRL Refinance with Mr. Cooper in Folsom can put money back into your bank account, month after month.
Guidance, Knowledge, and Trust: Mr. Cooper is Here For You
When you choose Mr. Cooper, you’re choosing a credible, trusted home loan servicer. We champion you throughout the process, giving you the confidence to determine the right path forward for your home refinance. Our team of home advisors is U.S.-based and on call to address any of your questions about a VA IRRRL with Mr. Cooper in Folsom. Additionally, because Mr. Cooper is one of the top three loan servicers across the United States, you get world-class tools and services to monitor your home mortgage! Schedule a time to chat with our home mortgage experts to learn how to make your mortgage work for you.
- * In some cases, an FHA Streamline refinance may require an appraisal and/or full income and asset documentation and full credit qualification. This requirement will increase fees and required paperwork. A licensed Mortgage Professional can inform you of all options available to you as well as the program requirements.