What to Know Before Buying a Home in East San Gabriel, CA

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Get Familiar with the Lay of the Land in East San Gabriel, CA

Thinking about buying a home in East San Gabriel? Congratulations! You picked a colorful city with a great balance of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and have the inside scoop on East San Gabriel's housing scene.

Given all of California's growth, East San Gabriel homes aren't always easy to find at a comfortable price. Sustained support for local businesses and cultural growth have helped to entice retirees, new businesses, and young families to the East San Gabriel area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, East San Gabriel and its nearby areas still offer a wide range of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (fingers-crossed) your perfect home! When looking to buy a house in East San Gabriel, consider how near or far away the home is from the places you visit most. If possible, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Traveling around East San Gabriel will also give you an idea of why homes in west East San Gabriel are priced differently than homes in east East San Gabriel, what the neighborhoods are like, and where to find East San Gabriel's hottest attractions.

Are your finances in the right place to buy a home in East San Gabriel? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in East San Gabriel. We support first-time homeowners and experienced homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in East San Gabriel.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in East San Gabriel. After that, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in East San Gabriel will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, figure out what a realistic down payment would be for you. A down payment of at least 20% can help increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

Move Up and Out: Buying Your Dream House in East San Gabriel, CA

Moving remains one of the biggest stressors, despite being a practically universal experience. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like East San Gabriel. Contact Mr. Cooper as you prepare to buy a house in East San Gabriel. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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