The Process of Buying a Home in Claremont, CA

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Get Familiar with the Lay of the Land in Claremont, CA

Strongly considering a home purchase in Claremont? Congratulations! You picked a colorful city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers nationwide and have the inside scoop on Claremont's housing scene.

Given all of California's growth, Claremont homes aren't always easy to find at a comfortable price. Continued support for local businesses and cultural growth have helped to entice young families, new businesses, and retirees to the Claremont area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Claremont and its nearby areas still offer a variety of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream house! When buying a house in Claremont, consider the home's location in relation to your everyday activities. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. The location of your house will impact virtually every part of your life. Exploring Claremont will also help you get a feel for how homes in east Claremont differ from west Claremont, where to find Claremont's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Claremont? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Claremont. We support experienced homeowners and first-time homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Claremont.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Claremont. After that, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Claremont averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. A down payment of at least 20% can help boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Make Your Move: Buy a Home in Claremont, CA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Claremont, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Claremont. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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