How to Refinance Your VA Loan with Mr. Cooper in Citrus Heights
If you’re ready to explore ways to reduce your monthly mortgage payments, a VA IRRRL in Citrus Heights with Mr. Cooper could help you lock in a lower interest rate. You may be wondering how a VA IRRRL works. And who exactly qualifies for a VA home loan refinance? Mr. Cooper’s VA IRRRL Refinance in Citrus Heights is meant for former or active duty servicemen and women and their surviving spouse who have a VA loan. How it works: your current VA mortgage is refinanced into a new loan that includes different terms. You usually don’t need to get a property appraisal — saving you money and the time it takes to set up an appraisal — and the underwriting process is faster than with a conventional loan.* What’s more, when you decide to refinance with Mr. Cooper, you can rest assured knowing that one of the nation’s largest servicers has your back! Contact Mr. Cooper in Citrus Heights today for more information about qualifying for a VA IRRRL.
Mr. Cooper VA IRRRL in Citrus Heights: Lower Your Monthly Payment
One of the major benefits of refinancing your VA-backed home loan? Oftentimes folks see a drop in their monthly mortgage. If you’re exploring a Mr. Cooper VA IRRRL in Citrus Heights, you could qualify with zero money out of pocket.* While this type of loan typically requires a funding fee, generally it can be worked into the loan terms.* Give us a call and talk to our home advisors and find out how a VA IRRRL Refinance with Mr. Cooper in Citrus Heights can put money back into your bank account, month after month.
Here for You: Mr. Cooper is Your Home Loan Ally
When you decide to work with Mr. Cooper, you’re choosing a credible, trusted home loan servicer. We make sure you’re comfortable throughout the process, giving you the confidence to make the right choice for your personal and financial situation. Our team of home advisors is 100% based in the U.S. and on call to address any questions you may have about a Mr. Cooper VA IRRRL in Citrus Heights. And because Mr. Cooper ranks as one of the top loan servicers in the U.S., you receive world-class tools and services to monitor your home mortgage! Talk with our mortgage professionals to explore refinancing options today!
- * In some cases, an FHA Streamline refinance may require an appraisal and/or full income and asset documentation and full credit qualification. This requirement will increase fees and required paperwork. A licensed Mortgage Professional can inform you of all options available to you as well as the program requirements.