The Process of Buying a Home in Jacksonville, AR

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Jacksonville, AR

Ready to lay down some roots and buy a house in Jacksonville? Congratulations! You selected an energetic city with a great balance of businesses, schools, restaurants and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and are familiar with the ins-and-outs of the Jacksonville housing market.

Given all of Arkansas's growth, Jacksonville homes aren't always easy to find at a comfortable price. Ongoing support for local businesses and cultural growth have helped to beckon retirees, new businesses, and young families to the Jacksonville area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Jacksonville and the surrounding areas still offer a wide range of homes in price and amenities. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When looking to buy a house in Jacksonville, consider the home's location in relation to your everyday activities. If you can, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Discovering different parts of Jacksonville will help you see how the northern part differs from the southern part, where to find Jacksonville's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Jacksonville? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Jacksonville. We work with new and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Jacksonville.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Jacksonville. Then, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. Searching the web for Jacksonville averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, figure out what a realistic down payment would be for you. Putting at least 20% down will boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Jacksonville, AR

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Jacksonville. Contact Mr. Cooper as you prepare to buy a house in Jacksonville. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Jacksonville, AR Mr. Cooper Customer Reviews

Read actual reviews from actual Mr. Cooper customers in Jacksonville, AR. Then call us to see how we can help you.

Make buying or selling a Jacksonville home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.