Buying a House in Sun Lakes, AZ Is Easier with Mr. Cooper
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Sun Lakes, AZ. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll figure out what questions to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Call Mr. Cooper to start your home buying journey.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in Sun Lakes. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Sun Lakes. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Finally, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. With Mr. Cooper in your corner, you can make buying a home in Sun Lakes easier.
What If You Are in Escrow with Mr. Cooper?
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. During an escrow period, a third party holds money (or something else of value) in an account until a transaction between a seller and buyer is finalized. Escrow accounts are used for many types of business dealings, but we shine the spotlight on how it is used in real estate. If you're the one buying the home, you generally place a percentage of the property price in escrow. If you're the home seller, you take the home off the market during the escrow period so the property can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to one of our customer service agents today to talk about your Mr. Cooper escrow account or former Nationstar escrow account. We are here to walk with you, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper Offers More Than Home Loans in Sun Lakes
In the Sun Lakes area, Mr. Cooper is the ally you want to help you along the way when buying a home. We'll give you the information, service, and support you want to make confident moves toward your best financial future. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Improving credit can be as straightforward as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Credit mistakes often happen when people don't take action or aren't paying attention. We think you can be different. All you need is knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. You can be ready to buy your home even sooner when you have Mr. Cooper as a resource.