What to Know Before Buying a Home in San Tan Valley, AZ

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Get Familiar with the Lay of the Land in San Tan Valley, AZ

Thinking about buying a home in San Tan Valley? Smart move! You selected a colorful city with a great balance of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the San Tan Valley housing market.

San Tan Valley is growing by the day, which means San Tan Valley homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to entice entrepreneurs, retirees, and new graduates to the San Tan Valley area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, San Tan Valley and its nearby areas still offer an array of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your perfect home! When buying a house in San Tan Valley, consider how near or far away the home is from the places you visit most. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring San Tan Valley will also help you get a feel for how homes in east San Tan Valley differ from west San Tan Valley, where to find San Tan Valley's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in San Tan Valley, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. You could choose to buy a home in Arizona or elsewhere. We support new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in San Tan Valley.

First, estimate how much house you can afford. This will help determine the price range for your San Tan Valley house hunt. After that, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for San Tan Valley averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, look at how much money you can put toward a down payment. A down payment of at least 20% can help boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Move Up and Out: Buying Your Dream House in San Tan Valley, AZ

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like San Tan Valley. Contact Mr. Cooper as you get ready to buy a house in San Tan Valley. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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