Buying a House in San Tan Valley, AZ Is Easier with Mr. Cooper
Buying a home can be one of the most rewarding yet stressful things you ever do — especially when you're a first-time home buyer in San Tan Valley, AZ. Mr. Cooper is here to help you learn everything you need to know. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in San Tan Valley. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. When it comes to buying a home in San Tan Valley, mortgage prequalification is one of the best things you can do. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Finally, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Buying a home in San Tan Valley could be even easier when you have Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. The escrow period is when a third party holds something of value, usually money, in a special account until a transaction between a seller and buyer is finished. An escrow account can be used for all types of business handlings, but we focus on how it applies to real estate. If you're the one buying the home, you generally place a percentage of the property price in escrow. If you're the one selling, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. We can show you a better way.
Mr. Cooper's Services Go Beyond Just Home Financing in San Tan Valley
In the San Tan Valley area, Mr. Cooper is the ally you want to help you along the way when buying a home. We'll give you the support, service, and information you want to make confident moves toward your best financial future. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Building credit can be as straightforward as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Many credit mistakes occur when people aren’t paying attention or taking action. You can be different. All it takes is a little knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy your home even sooner.