How Can Mr. Cooper Help You Buy a House in Payson, AZ?
Buying a home can be as exhilarating as it is stressful — and even more so when you're a first-time home buyer in Payson, AZ. Mr. Cooper is here to help you learn everything you need to know. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in Payson. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Payson. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Lastly, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Buying a home in Payson could be even easier when you have Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a deal between a buyer and seller is complete. Escrow accounts are used for many types of transactions, but we narrow in on how it applies to real estate. As a home buyer, you generally place a percentage of the property price in escrow. If you're the home seller, you take the home off the market during the escrow period so the property can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to a customer service agent today to chat about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're buying or settling in. We can show you a better way.
Mr. Cooper's Services Go Beyond Just Home Financing in Payson
In the Payson area, Mr. Cooper is a friendly home buying ally to have on your side. We'll give you the service, information, and guidance you want to make confident moves toward your best financial future. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Boosting credit can be as straightforward as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. You can be ready to buy your home even sooner when you have Mr. Cooper as a resource.