The Process of Buying a Home in Goodyear, AZ

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Exploring Goodyear, AZ From North to South

Thinking about buying a home in Goodyear? Smart move! You've chosen an energetic city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Goodyear housing market.

Given all of Arizona's growth, Goodyear homes aren't always easy to find at a comfortable price. Ongoing support for local businesses and cultural growth have helped to attract retirees, new businesses, and young families to the Goodyear area, but so much change also means more traffic, more competition, and a need for more schools. That said, Goodyear and the surrounding areas still offer an array of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (ideally) your dream house! When looking to buy a house in Goodyear, consider how near or far away the home is from the places you visit most. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Goodyear will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Goodyear's hottest attractions.

You're ready to buy a house in Goodyear, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Arizona or somewhere else entirely. We help new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Goodyear.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Goodyear. Next, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Goodyear will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Make Your Move: Buy a Home in Goodyear, AZ

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Goodyear. Contact Mr. Cooper as you prepare to buy a house in Goodyear. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Reviews from Real Customers in Goodyear, AZ

Take it from these Mr. Cooper home buyers and sellers in Goodyear, AZ: We love helping homeowners. Call now to see how we can serve you.

Simplify the home buying or selling process in Goodyear with Mr. Cooper.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.