What to Know Before Buying a Home in Fountain Hills, AZ

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Exploring Fountain Hills, AZ From North to South

Strongly considering a home purchase in Fountain Hills? Awesome! You picked a colorful city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers across the country and have the inside scoop on Fountain Hills's housing scene.

Fountain Hills is growing by the day, which means Fountain Hills homes don't always come cheap. Continued cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Fountain Hills area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Fountain Hills and its nearby areas still offer a variety of home styles and prices. You can find single-family homes, condos, townhomes, and (hopefully) your perfect home! When buying a home in Fountain Hills, consider how near or far away the home is from the places you visit most. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your home's location will influence almost every aspect of your life. Discovering different parts of Fountain Hills will help you see how the northern part differs from the southern part, where to find Fountain Hills's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Fountain Hills? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Arizona or somewhere else entirely. We serve first-time homeowners and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Fountain Hills.

First, calculate how much house you can afford. This will help determine the price range for your Fountain Hills house hunt. Next, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Fountain Hills averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, figure out what a realistic down payment would be for you. A down payment of at least 20% can help improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Move Up and Out: Buying Your Dream House in Fountain Hills, AZ

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Fountain Hills, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Fountain Hills. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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