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Find the Drexel Heights, AZ Home Loan That's Best for You

For all your Drexel Heights home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Arizona.

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Finding Your Fit, Finding Your Drexel Heights Home Loan

A home isn't a one size fits all kind of thing. Neither are home loans in Drexel Heights. Getting the best fit for you requires some loan-to-loan comparisons! Mr. Cooper can help! Our aim is to keep the dream of homeownership alive starting with the mortgage loan process. We encourage you to read on for introductory information about selecting a mortgage loan, but also contact a Mr. Cooper mortgage professional for any questions you may have.

Check your credit before you start applying for loans and try your best to get it in tip-top shape. A poor credit rating could mean you are presented with a higher interest rate on your loan. On the flip side, a strong credit score can help you advocate for your best rate with a lender. Your credit history, financial state, and the timing in which you'd like to make your move can all impact the type of home loan that fits your needs. So, what options are out there for you?

What Home Loan Options Do I Have in Drexel Heights, AZ?

Drexel Heights home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan may be the perfect option for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

VA loans and FHA loans are both classified as government loans. Credit and income requirements are usually a little more different criteria than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. Which one of these home loans is a good fit for you? A trained loan officer can help you get to know your options and what comes next, depending on your position in the process.

Start with a Preapproval Letter in Drexel Heights, AZ

Secure a Verified Approval Letter from the lender before you start shopping for homes in Drexel Heights to indicate that you've done your due diligence. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. The letter can also carry more weight seller’s you’re serious about the home they’re selling. Give us a call today to discuss everything from your potential loan options, credit score, and your Verified Approval letter. Now is a great time for buying a home in Drexel Heights. What are you waiting for? Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in Drexel Heights, AZ

Read real stories from real Mr. Cooper home mortgage customers in Drexel Heights, AZ. Then contact us to see what we can do for you.

We see home loans differently. We see them through your eyes.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.