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Get Help Buying a House in Birmingham, AL

Mr. Cooper is transforming the home buying experience. Work with one of our mortgage professionals and see how much easier it is to buy a home in Birmingham, AL with Mr. Cooper on your side.

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Buying a House in Birmingham, AL Is Easier with Mr. Cooper

Buy Buying a home can be one of the most rewarding yet stressful things you ever do — especially when you're a first-time home buyer in Birmingham, AL. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey.

We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in Birmingham. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Birmingham. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Lastly, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Buying a home in Birmingham could be even easier when you have Mr. Cooper in your corner.

What If You Are in Escrow with Mr. Cooper?

Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a deal between a buyer and seller is finished. Escrow accounts are used for many types of transactions, but we focus on how it is used in real estate. As a home buyer, you typically put a percentage of the property price in the escrow account. As a home seller, you agree to remove the home from the market during the escrow period so it can be inspected.

Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to one of our customer service agents today to talk about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're buying or settling in. See things differently with Mr. Cooper.

Mr. Cooper is More Than a Home Lender in Birmingham

In the Birmingham area, Mr. Cooper is a great home buying ally to have in your back pocket. We'll give you the service, information, and guidance you need to make the right financial decisions to accomplish your goals. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Boosting credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We think you can be different. All you need is knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy your home even sooner.

Birmingham, AL Mr. Cooper Customer Reviews

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Make buying a Birmingham home easier.

Mr. Cooper works to save buyers money at every stage of their journey, from real estate commissions to closing costs.